Nengsih, Ifelda, Aisyah Abdul Rahman, and Zaleha Yazid. 2026. “Frameworks, Approaches, and Tools for Risk Identification in Microfinance Institutions: A Systematic Literature Review”. TEC EMPRESARIAL 21 (1):336-65. https://revistas.tec-ac.cr/index.php/tec_empresarial/article/view/777.