TARIGAN, E. S.; MUHARAM, H.; MAWARDI, W. Assessing the Moderating Role of Intellectual Capital on the Relationship Between Natural Disasters, Enterprise Risk Management, And Performance in Indonesian MSMEs. TEC EMPRESARIAL, [S. l.], v. 21, n. 1, p. 795–812, 2026. Disponível em: https://revistas.tec-ac.cr/index.php/tec_empresarial/article/view/825. Acesso em: 5 jun. 2026.