Haryadi, A., Kusumawati, A., Noerman, T., & Wiyata. (2025). Empirical Analysis of Switching Behavior and Technology Acceptance in Digital Top-Up Services: Evidence from Indonesian Specialty Coffee Micro-Retail. TEC EMPRESARIAL, 20(2), 820–837. https://doi.org/10.1229/tecempresarialjournal.v20i2.660