Natalia, E.Y., Wasiman and Sitorus, D.H. 2024. Empirical Study on Fraud Prevention of Government Banks Using Financial Technology, Internal Control, and Internal Audit Variables with Individual Morality Mediator. TEC EMPRESARIAL. 19, 2 (Dec. 2024), 298–315. DOI:https://doi.org/10.1229/tecempresarialjournal.v19i2.521.